Insights with a Human Touch

Practical tax and financial perspectives — with room for a little levity along the way.

Arizona Charitable Tax Credits

Redirect your Arizona state tax dollars to causes you care about — dollar for dollar.

Through special credits, Arizona lets you turn money you already owe in state income tax into direct support for charities, foster care, public schools, private school scholarships, and military families.

Combined 2026 Credit Limits: $3,109 — Single/HOH/MFS | $6,202 — Married Filing Jointly *

Use the free tracking tool at aztaxcreditfunds.com to view current contributions and available limits.

Types of Charitable Donation Credits

 

  • Arizona Military Family Relief Fund Credit: $200 (Single/HOH/MFS) · $400 (MFJ)
    Supports Arizona veterans and military families facing financial hardship.
    ⚠️ Statewide $1 million annual cap — donate early.
    Must contribute in the same tax year to claim the credit. Contributions may fill up quickly.

 

 

  • Qualifying Charitable Organizations: $506 (Single/HOH/MFS) · $1,009 (MFJ)
    For organizations that assist low-income, chronically ill, or disabled residents. 
    Helps low-income Arizonans, those with chronic illness, or children with physical disabilities.

 

 

 

 

  • School Tuition Organization Tax Credit: $1,571 (Single/HOH/MFS) · $3,131 (MFJ)

    Combined limit for private school scholarships (including religious and special needs schools).

    - Original Credit (Form 323): $787 / $1,570

    - Overflow / Switcher Credit (Form 348): $784 / $1,561

    Business owners: Some businesses may qualify for much higher limits (minimum $5,000). Contact us to learn more.

Important Notes

  • Most donations made by April 15, 2027 can be claimed on your 2026 Arizona return.

  • These are dollar-for-dollar credits (not just deductions). 

  • You can claim more than one credit in the same year, up to your Arizona tax liability. 

  • Unused credits generally carry forward for up to five years. 

    * Curious why MFJ is not 2x Single/HOH/MFS? The law intends MFJ to be roughly double, but the annual inflation + rounding process creates small gaps of a few dollars on the adjusted credits. It’s not a policy choice to give joint filers slightly less — it’s just how the math works out after CPI adjustments.
     

Questions? Ready to maximize your credits? Contact Us · Client Portal